Salaried ITR

Salaried ITR

🧾 Salaried ITR Filing in India – Complete 2025 Guide for Employees
Filing your Income Tax Return (ITR) as a salaried individual is not just about compliance — it’s also your gateway to tax refunds, financial credibility, and smoother visa or loan approvals.
Even though tax is often deducted at source (TDS) by your employer, ITR filing is still mandatory if your annual income exceeds ₹2.5 lakh, or if you want to claim deductions, refunds, or report additional income.
In this blog, we’ll walk you through everything about Salaried ITR Filing for FY 2024–25 (AY 2025–26) — who should file, which form to use, what documents are needed, due dates, and how we help you file it error-free and stress-free.

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📌 Who Should File ITR as a Salaried Employee?
Any individual earning income from salary, pension, or other sources like interest, rent, or capital gains should file their ITR if:
•    Total income exceeds ₹2.5 lakh (₹3 lakh for senior citizens)
•    TDS is deducted, but you want to claim a refund
•    You want to carry forward losses (e.g., capital loss)
•    You’ve earned income from more than one employer
•    You’ve made high-value transactions (e.g., investments, foreign assets)
•    You want to maintain a clean financial record for loans, credit cards, or visas
✅ Filing ITR is also mandatory if you're claiming deductions beyond what’s reported in Form 16.

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🧾 Which ITR Form Applies to Salaried Individuals?
ITR Form    Applicable To
ITR-1 (Sahaj)    Individuals with salary/pension + 1 house property + other sources (interest), income < ₹50 lakh
ITR-2    Income > ₹50 lakh, capital gains, foreign income, multiple properties
ITR-3    If you also have business income or are a partner in a firm
📌 If you're filing for refunds, HRA, deductions, or reporting multiple incomes, ITR-1 is usually sufficient, but choosing the right form is crucial to avoid defective returns.

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📋 Documents Required for Salaried ITR Filing
Here’s a checklist to ensure a smooth and accurate ITR filing:
•    Form 16 from your employer (Part A and B)
•    Aadhaar & PAN
•    Salary slips (if Form 16 is not available)
•    Bank account details (for refund)
•    Interest income details (savings, FD, RD)
•    Form 26AS & AIS (to match TDS and income)
•    Investment proofs (80C, 80D, NPS, home loan, education loan)
•    Rent receipts (for HRA claims)
•    Capital gain statement (if applicable)
•    Foreign assets or income (if applicable)
✅ Our experts help you gather and organize all documents, or even fetch Form 26AS and AIS for you.

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🗓️ ITR Filing Due Date for FY 2024–25 (AY 2025–26)
Salaried employees: 31st July 2025
If audit applicable: 31st October 2025
📌 Late filing can attract a penalty under Section 234F, up to ₹5,000 — and delays your refund too.

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💰 Benefits of Filing ITR for Salaried Employees
Benefit    Why It Matters
Claim TDS refund    Get back excess tax deducted by employer or banks
Proof of income    Useful for visa, loans, credit cards
Carry forward capital losses    Save taxes on future profits
Avail deductions not in Form 16    Claim HRA, 80C, 80D, NPS, home loan, and more
Avoid tax notices or mismatch    Reconcile with AIS/Form 26AS to avoid compliance issues
✅ Filing your ITR strengthens your financial profile and ensures peace of mind.

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❌ Common Mistakes in Salaried ITR Filing
Mistake    Impact
Relying only on Form 16    Missed interest income or extra deductions
Not checking Form 26AS/AIS    Mismatch with reported income leads to notices
Wrong ITR form selection    Return may be marked as defective
Forgetting to e-verify return    ITR is treated as not filed
Late filing    Loss of refund eligibility or penalties
✅ Our team ensures 100% accuracy, correct form usage, and timely filing, with full support.

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💼 Why Choose Us for Salaried ITR Filing?
We’ve helped thousands of salaried individuals across India file their ITRs seamlessly and stress-free.
Our Services Include:
•    ✅ Expert ITR filing with or without Form 16
•    ✅ Reconciliation with Form 26AS and AIS
•    ✅ Tax refund optimization
•    ✅ Guidance on deductions and exemptions
•    ✅ Priority support for notice resolution
📞 Not sure how to file your ITR or claim your refund?
Let our experts do it for you — quickly, securely, and accurately.

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🏁 Final Thoughts
Filing your salaried ITR is more than a tax formality — it’s a smart financial step. Whether you're a first-time filer or a seasoned employee, doing it right ensures you maximize your refund, stay compliant, and build a credible financial history.
✅ Don’t wait for the last date — file your salaried ITR today with expert support.