We must explain to you how all seds this mistakens idea denouncing pleasures and praising account.
Retirement Planning is all about making a financial plan for your life after you stop working. It involves setting goals, saving money regularly, investing wisely, and managing your income and expenses in a way that ensures you never run out of money after retirement. In simpler words, retirement planning is the process of preparing financially for a time when you no longer earn a regular paycheck but still want to live a peaceful and comfortable life.
At CallMyCA, we help you plan your retirement step-by-step, so you know exactly how much you need to save, where to invest, and how to create a steady income stream after retirement. It’s not just about money; it’s about living life on your terms without depending on anyone else.
You won't have to rely on your children or others. You’ll have your own money to support yourself.
With a good retirement plan, you can include health insurance or emergency funds to cover sudden medical costs.
Smart planning ensures your retirement savings grow over time, even with rising costs of living.
Many retirement plans offer tax benefits under sections such as 80C and 80CCD, saving you money every year.
You’ll sleep better knowing your future is financially safe and your loved ones won’t have to worry.
Plans like annuities or pension schemes give you a fixed monthly income like a salary, even after retirement
Want to travel, gift your child a wedding, or support a cause? A good plan allows you to accomplish all this without stress.
With proper planning, you can choose to retire early and still live a comfortable life
Retirement planning also lets you plan how your wealth will be passed on to your heirs in a tax-efficient way.
You should start as early as possible, ideally in your 20s or 30s. The earlier you begin, the more your money grows due to the power of compounding. Starting early also means you can save smaller amounts consistently instead of saving large sums later. Even if you’re in your 40s, it's not too late. The important thing is to start now and build a realistic, achievable plan.
That depends on your lifestyle, health, and goals. A general rule is to save enough to cover at least 70-80% of your pre-retirement income each year. We help you calculate your future expenses, considering inflation, healthcare costs, and any loans or dependents.
Yes, absolutely. Life changes—your income, family responsibilities, or financial goals may shift. We offer flexible plans that can be adjusted every year to match your current situation. We also do annual reviews and make updates if needed.
No, it’s for everyone—self-employed professionals, freelancers, business owners, homemakers, or anyone who wants to secure their future. We design customized plans for all types of individuals based on their unique income patterns and financial goals.
It depends on your risk level and age. Popular options include Public Provident Fund (PPF), National Pension Scheme (NPS), Mutual Funds, Fixed Deposits, and Pension Plans. Our experts will guide you to mix them in a way that balances safety and returns.
If you're close to retirement and haven’t saved enough, we can help you restructure your plan. We can explore part-time income, safe investments, downsizing, or delayed retirement options. It’s never too late to improve your situation.
Yes, that’s why we include inflation-adjusted returns in your plan. We suggest investments that grow over time so your purchasing power doesn't reduce in the future.
We offer complete support—from goal setting, plan creation, investment execution, to yearly reviews. Our experienced professionals ensure your plan is not only suitable but also realistic and easy to follow. Plus, we’re always a call away.
Definitely. We recommend it. Joint planning allows both partners to coordinate their savings and build a bigger, stronger financial future together.
Not at all. While finances are the main part, we also focus on your lifestyle goals, health care, insurance, and overall peace of mind. Retirement should be the most relaxed phase of your life, and we help you prepare for it that way.
Call-My-CA - Copyright 2025. All Rights Reserved || Design & Developed by CWL Technology Pvt. Ltd.
