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Why You Should Review Your Insurance Policy Today?

Most people buy insurance once and forget about it — whether it’s life insurance, health insurance, or accident cover. But life keeps changing — marriage, kids, loans, income changes, aging parents — and your old insurance may no longer fit your real needs.

Many are stuck with:

  • Overpriced premiums
  • Unnecessary riders
  • Wrong sum insured
  • Poor claim history insurers
  • Or worse — a policy that won’t pay when it’s needed

At CallMyCA, we offer a neutral, professional review of your current insurance policy — be it from LIC, private insurers, agents, or online portals. Our goal is to simplify what you have, point out what’s missing or wrong, and guide you on how to fix or upgrade it — all in easy-to-understand language without pushing any product.

4 EASY STEPS OF

Reviewing & advising me on my current Insurance Policy

You Share Your Policy Documents and Goals
01

You Share Your Policy Documents and Goals

We Do a Detailed Review
01

We Do a Detailed Review

You Get a Clear Report & Advice
01

You Get a Clear Report & Advice

You Decide the Next Step
01

You Decide the Next Step

DOCUMENTS CHECKLIST

Documents Required for Reviewing & advising me on my current Insurance Policy Online

BENEFITS OF REVIEWING AND ADVISING ME ON MY CURRENT INSURANCE POLICY

Reviewing & advising me on my current Insurance Policy offers many advantages

Get a Clear Picture of What You’ve Bought

No more confusion about hidden terms, exclusions, or jargon.

See If You're Under-Insured or Overpaying

We assess if your premium is worth the benefit, and if better plans are available.

Detect Missing Coverage Areas

Critical illness? Disability? Maternity? Room rent capping? We point out what’s not covered.

Policy Fine Print Decoded for You

We tell you things your agent probably skipped — co-pays, waiting periods, sub-limits.

Claim History Check & Insurer Strength Review

We tell you how good your insurer is at actually paying out claims.

Upgrade or Exit Strategy Suggestions

Keep it, port it, add a top-up, or exit? We guide you without any pressure to buy.

Annual Review Plan

Stay updated with policy improvement suggestions every year as your life evolves.

We Don’t Sell Policies – So Our Advice Is 100% Unbiased

We work for you, not for commissions.

Custom Suggestions Based on Life Stage

Your insurance at age 28 as a bachelor vs. age 35 with a family needs to be different — we adjust accordingly.

FAQ

Frequently Asked Questions

Because life changes, and so should your coverage. Your policy may be outdated or misaligned with your current income, family needs, or health status. Also, many policies have hidden gaps — we help you find and fix them.

It’s for all kinds of insurance — health, term life, endowment, ULIPs, accidental, and critical illness. If it's a personal policy, we review it.

No. We do not sell any insurance — our role is purely advisory. We give you unbiased, consumer-first suggestions.

Yes. If we find that your policy is underperforming or overpriced, we’ll tell you transparently. If porting or top-up is needed, we explain how to do it, but the choice is 100% yours.

Absolutely. Many clients come to us because agents gave half information or used technical words. We break it down for you in the language you understand — no jargon.

Usually 2–3 working days after you share your documents and details. Urgent reviews can also be done on priority.

Only what’s relevant — your income range, dependents, or loans, if applicable. You don’t need to share sensitive financial numbers. Your privacy is always protected.

Yes. We help you with:

  • Porting your health insurance
  • Choosing a better term cover
  • Adding critical illness or top-up covers
  • Canceling poor-performing policies
    We give guidance + paperwork help if needed.

Yes, but it's affordable and fixed, not commission-based. You pay for the time and expertise, not for product sales.

Our reviews are backed by IRDAI guidelines, insurer records, and financial logic — not company commissions. We treat your money and your future like our own.