Business-Blog
15, Jan 2026

Section 68 of Indian Contract Act – Claim for Necessaries Supplied to Persons Incapable of Contracting

In everyday life, we assume that contracts are made only between people who are legally capable of understanding what they are agreeing to. But real life is not always that neat. What happens when a minor, or a person of unsound mind, urgently needs food, clothes, education, medical treatment, or shelter—and someone supplies these essentials?

Can the supplier recover the money?

This is exactly where section 68 of the Indian contract act steps in.

This provision may look small, but it plays a very important role in balancing humanity with law. It protects people who supply essential goods or services while also safeguarding vulnerable individuals from exploitation.

In this blog, I’ll explain section 68 of the Indian Contract Act in a clear, conversational, and practical way—using real-life logic instead of textbook language.


Why Section 68 of Indian Contract Act Exists

Under contract law:

  • A minor cannot enter into a valid contract
  • A person of unsound mind cannot be bound by a contract

This means:

  • Any agreement with them is void
  • They cannot be personally sued for payment

Now imagine this situation:
A minor is admitted to a hospital for emergency treatment. The hospital provides medical care. Later, can the hospital recover its charges?

Without Section 68 of the Indian Contract Act, the answer would be unfairly “no.”

So the law steps in—not to create a contract, but to ensure fair reimbursement.


What Is Section 68 of the Indian Contract Act?

In simple words, Section 68 of the Indian Contract Act deals with:

Claims for necessaries supplied to persons incapable of contracting, or to someone legally bound to support them.

It allows the supplier to be reimbursed from the property of the person who is incapable of contracting.

This section is not about enforcing a contract.
It is about preventing unjust loss to the supplier.


Who Is Considered “Incapable of Contracting ”?

Under the Indian Contract Act, the following persons are considered incapable:

  1. Minors (below 18 years of age)
  2. Persons of unsound mind
  3. Persons temporarily incapable (due to intoxication or illness)

Section 68 of the Indian Contract Act specifically protects suppliers who deal with such persons in good faith.


What Are “Necessaries” Under Section 68?

This is the most important concept.

Necessaries do not mean luxury items.

Under section 68 of the Indian Contract Act, necessaries are goods or services that are:

  • Essential for survival or basic living
  • Suited to the person’s condition in life

Examples include:

  • Food and groceries
  • Clothing
  • Shelter or accommodation
  • Medical treatment
  • Education
  • Basic household needs

The definition is flexible, not rigid.


“Suited to His Condition in ”Life”—What Does This Mean?

The law does not judge necessity in isolation.

If a minor belongs to:

  • A wealthy family → quality education, proper medical care, reasonable comfort can be “necessaries.”
  • A modest background → only basic needs qualify

So, if a minor is supplied with necessaries suited to his condition in life, reimbursement is allowed under Section 68 of the Indian Contract Act.


Important Point: No Personal Liability on Minor

This is where people get confused.

Under section 68 of the Indian Contract Act:

  • The minor or incapacitated person is not personally liable
  • You cannot sue the minor directly

Instead:

  • The supplier can claim reimbursement from the property of that person

This distinction is crucial.


How Section 68 Protects Suppliers of Necessaries

Without this provision:

  • Suppliers would hesitate to help minors
  • Hospitals might refuse emergency treatment
  • Landlords might deny accommodation
  • Schools might refuse admission

Section 68 of the Indian Contract Act ensures that:

  • Humanity is not punished
  • Genuine suppliers are protected
  • Vulnerable persons are not exploited

It creates a fair middle ground.


Real-Life Example to Understand Section 68

Let’s take a simple example.

A 16-year-old student lives away from home for studies. A hostel provides food and accommodation.

  • The student is a minor
  • No valid contract exists
  • But food and shelter are necessities.

Under section 68 of the Indian Contract Act, the hostel can:

  • Recover expenses
  • From the minor’s property or guardian-managed assets

But the hostel cannot:

  • Arrest the minor
  • Enforce a personal decree

Medical Emergencies and Section 68

This section is especially relevant in medical cases.

Suppose:

  • A person of unsound mind is admitted to a hospital
  • Emergency surgery is performed
  • The patient cannot consent legally

Under section 68 of the Indian Contract Act, the hospital:

  • Can recover charges
  • From the patient’s property

This provision saves lives by removing legal hesitation.


Difference Between Contract and Claim Under Section 68

This is very important to understand.

Aspect

Normal Contract

Section 68 Claim

Valid agreement

Required

Not required

Capacity

Mandatory

The person is incapable

Liability

Personal

Limited to property

Purpose

Enforce promise

Prevent unfair loss

Section 68 of the Indian Contract Act is not contract enforcement—it is equitable relief.


Who Can Supply Necessaries Under Section 68?

Any person can:

  • Individual
  • Business
  • Hospital
  • Educational institution
  • Landlord

As long as:

  • The supply is genuine
  • The goods/services are necessary
  • No exploitation is involved

The law looks at intention and fairness.


When Section 68 Will NOT Apply

There are limits.

Section 68 of the Indian Contract Act does not apply if:

  • Items supplied are luxuries
  • Minor already has sufficient supply
  • Goods are unnecessary or excessive
  • The supplier acted in bad faith

For example:

  • Supplying an expensive smartphone to a minor ≠ necessity
  • Supplying designer clothes when basic clothing already exists ≠ necessity

Section 68 vs Section 70—Common Confusion

People often mix these two.

  • Section 68: Necessaries supplied to incapable persons
  • Section 70: Non-gratuitous acts benefiting another person

Both prevent unjust enrichment, but Section 68 of the Indian Contract Act is specifically for minors and incapacitated persons.


Why Section 68 Is Based on Equity, Not Contract

This section is rooted in fairness, not strict legality.

The law recognizes that:

  • Some people cannot legally consent
  • But their basic needs must still be met
  • And those who help should not suffer loss

So instead of contract law, equitable principles are applied.


Court Interpretation of Section 68

Courts usually check:

  • Was the person incapable of contracting?
  • Were the goods/services necessary?
  • Were they suited to the person’s condition in life?
  • Was the claim reasonable?

If answers are “yes,” reimbursement is allowed.


Practical Takeaways for Suppliers

If you supply necessaries to:

  • Minors
  • Persons of unsound mind

Always:

  • Keep proper records
  • Ensure goods are genuinely necessary
  • Avoid luxury or excess
  • Document the condition and requirement

This strengthens your claim under Section 68 of the Indian Contract Act.


Why Section 68 Is Still Relevant Today

Even today:

  • Students live away from home
  • Medical emergencies happen
  • Elderly persons lose mental capacity

Section 68 of the Indian Contract Act ensures society functions smoothly without legal fear.

It quietly supports compassion—without allowing misuse.


Final Thoughts

Section 68 of the Indian Contract Act is a perfect example of how law balances logic with humanity.

It recognizes that:

  • Some people cannot contract
  • But their basic needs don’t disappear
  • And those who help them deserve protection

If you’re a supplier, guardian, institution, or professional dealing with such situations, understanding Section 68 of the Indian Contract Act can save you from confusion and loss.

For expert legal guidance on contract law, compliance, and practical business issues, visit callmyca.com—where law is explained in a way that actually makes sense.