Ever wondered how a ₹1 lakh investment could grow into over ₹1.4 crore without constant buying and selling? That’s the magic of compounding—and one mutual fund just proved why patience pays off.
The Sundaram Midcap Fund, a flagship scheme from Sundaram Mutual, has completed 23 years in India’s growing capital market. And in this journey, it has made thousands of investors crorepatis!
Let’s break down this performance in simple numbers.
₹1 Lakh to ₹1.4 Crore in 23 Years
Launched in July 2002, the Sundaram Midcap Fund has delivered an impressive 24.1% CAGR (compound annual growth rate) over 23 years. That means a lump sum investment of ₹1 lakh back then would be worth around ₹1.4 crore today.
And if you had gone the SIP route—say ₹10,000/month—the total investment over 23 years (₹27.5 lakh) would have turned into a massive ₹4.71 crore! The XIRR (Extended Internal Rate of Return) on this comes out to a stellar 20.7%.
What Makes This Fund So Powerful?
According to Bharath S, Head – Equities at Sundaram Mutual, the core strategy of the fund is clear:
"Invest in scalable, high-growth businesses with strong fundamentals & passionate leadership—and stay invested across market cycles."
But it’s not just the stock picks. The fund has consistently evolved its strategy to align with India’s economic shifts, especially formalisation & sectoral consolidation."
Also Read: How Much You Need to Invest Monthly or One-Time to Build ₹1 Crore Corpus in 15 Years
Midcap Investing Done Right
What makes this midcap mutual fund different?
- Early identification of high-potential midcap companies
- Balanced diversification and position sizing to ride both short-term and long-term opportunities
- Focus on alpha generation without overexposure
- Consistent risk management through monitoring of liquidity, stock-specific exposure, and portfolio concentration
This combination has helped the fund navigate market volatility, protect downside, & reward long-term investors.
AUM Growth & Market Trust
As of June 30, 2025, the assets under management (AUM) of Sundaram Asset Management Company stood at ₹73,405 crore. Including its alternative investment arm, Sundaram Alternate Assets Ltd (SAAL), the total AUM is now ₹80,463 crore—a clear signal of investor trust.
Why This Matters for You
If you're an investor aiming for wealth creation with a long-term mutual fund, this example shows what a good midcap fund can do. It also proves how SIP in mutual fund & lump sum investment in midcap can both lead to financial milestones—if backed by time and patience.
Whether you're planning your child's education, building a retirement corpus, or simply looking to beat inflation, this case study is a live example of the power of equity investing through the mutual fund route."
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Final Thoughts
Not every fund delivers such consistency, but Sundaram Midcap Fund sets a benchmark in disciplined equity investing.
So if you’re someone searching for:
- Best midcap mutual fund in India
- Top SIP returns
- High CAGR funds
- Or just wondering how ₹10,000 SIP can create ₹5 crore wealth...
Then this is a story worth bookmarking.
